Last updated 7 October 2026
Plain version: we give you a personalised report built from your own answers. It’s information to act on, not advice or a promise — and it’s yours to keep.
These terms are the agreement between you and Holtra Limited (“we”, “us”), the company behind Untapped You, when you use this site or buy a report. Holtra Limited is registered in England and Wales, company number 16788978, registered office 128 City Road, London EC1V 2NX. By using the site or making a purchase, you agree to these terms.
You answer questions about yourself, and we generate a personalised report — your ranked skills, income paths matched to where you live, and a 30-day plan. There’s an optional deeper 90-day plan you can add. The report is a reading of your own answers: it reflects what you tell us and nothing you don’t.
It is information, not advice. It is not professional financial, career, legal or tax advice, and it is not a guarantee. Earnings figures are honest estimates for where you live, not promises of income. What you do with the report is your decision and your responsibility.
The audit is for people aged 16 and over. If you are 16 or 17, a parent or guardian must be present and is the person who buys and is our point of contact. You agree the information you give us is yours to share and is honest — the report is only as good as what you put in.
Your answers stay yours. You give us permission to process them to generate and deliver your report (see our Privacy Policy for exactly how). Your report is yours to keep and use for your own purposes. The underlying site, wording, design and the way the report is generated remain ours; please don’t copy, resell or pass off the service itself as your own.
Prices are set for where you are and shown to you before you pay. Payment is handled by Stripe — your card details are entered on Stripe’s own page and never reach this site. Because your report is a digital product delivered immediately, UK/EU customers are asked to consent to waive the 14-day cancellation right at checkout.
Failed generations and billing errors are always refunded in full, and we review any genuine problem fairly if you email within 7 days. Full details are on our Refund Policy page.
We work hard to keep the service running and the reports useful, but we provide the site and report “as is.” To the extent the law allows, we’re not liable for indirect or unexpected losses, or for decisions you make based on the report. Where we are liable, our liability is limited to what you paid us. Nothing in these terms limits any liability that can’t be limited by law.
We may update the service and these terms from time to time; the date at the top changes when we do. If a change matters, it applies to purchases made after it’s posted.
These terms are governed by the law of England and Wales, and the courts of England and Wales have jurisdiction — though if you live elsewhere, you keep any protections your local law gives you that can’t be set aside by agreement.
Questions about these terms? Email hello@untappedyou.com. A real person reads them.